Katy, TX · Harris County (unincorporated)

Waterstone

Own a home in Waterstone? See what it would list for

  • 799single-family homes, built 2008–2016
  • 2,243 sq fttypical (median) home size
  • 2.77%total property tax rate (2025)
  • Katy ISD0 of 3 zoned campuses rated A by TEA (2026)
  • 3.5%of homes in FEMA's 100-year floodplain

The neighborhood

Living in Waterstone

Homes: 799 single-family homes in ZIP 77449, built 2008–2016.

View larger map · © OpenStreetMap contributors

Key figures

Taxes, schools and flood risk, in brief

Property taxes

2.77%

Total 2025 rate. A typical home pays about $6,572 a year with a homestead exemption.

Schools · Katy ISD

  • Morton Ranch ElementaryB
  • McDonald Junior HighB
  • Morton Ranch HighB

TEA 2026 ratings. Zones can change; verify an address with the district.

Flood risk

3.5%

of homes are in FEMA's 100-year floodplain, where lenders require flood insurance. Another 11.9% are in the 500-year floodplain.

Free checklist

Selling in Waterstone: the prep checklist

The MUD notice for your section, HOA and disclosure paperwork, flood answers and what inspectors will check, specific to Waterstone. We'll email it to you.

Housing

The homes

799 single-family homes, built 2008–2016; half were finished by 2013. Most are 1,728–2,893 square feet on lots of about 6,350 square feet.

Sources: Harris Central Appraisal District, real property roll (2026 roll). Retrieved Oct 9, 2026.

Nearby

Other neighborhoods near Waterstone

Free market report

What did homes in Katy just sell for?

See what your neighbors' homes actually sold for, straight from MLS data and refreshed every couple of days. Pick an area and we'll show it to you right away.

  • What homes near you just sold for: the actual sale prices
  • New listings and what they're asking
  • Pending sales: what went under contract, and how fast
  • Price drops on homes still for sale
  • Market trends: median prices, days on market and inventory over time

Thinking of selling? The report is a good start. For a price on your own home, ask for a free market analysis.

Selling

Selling a home in Waterstone

What to have ready

  • The MUD notice for your district: how it works
  • Seller's disclosure, including floodplain status and any flood claims

What would your Waterstone home list for?

A broker-prepared market analysis built from recent Waterstone sales, adjusted for your home. No obligation.

Get a Free Market Analysis Run your net sheet

Or call us: (281) 606-0863.

Selling a home in Katy →

FAQ

Waterstone FAQ

What is the property tax rate in Waterstone?

The 2025 total rate is 2.77% of taxable value.

What MUD is Waterstone in?

Waterstone is served by Harris County MUD 287 (100% of homes). Check a specific address on HCAD.

What schools serve Waterstone?

Waterstone is in Katy ISD. Zoned campuses: Morton Ranch, McDonald, Morton Ranch. Zones can change; verify an address with the district.

Is Waterstone in a flood zone?

On FEMA's effective maps, 3.5% of homes are in the 100-year floodplain. Check an individual address on FEMA's map.

Thinking About Selling in Waterstone?

We know the taxes, MUDs and schools here, and we stay on your sale after it's listed.

Spot an error in this data? Tell us and we'll fix it.

Tax rates, districts, schools and flood maps change. Tell us what's wrong and where you saw the right information, and we'll email you once it's corrected. We won't add you to any mailing list.