FHA/VA Amendatory Clause: What Texas Sellers Need to Know
The FHA/VA amendatory clause protects buyers from paying more than the appraised value. Here's what it means for Texas sellers and how it relates to the financing addendum.
Al Bunch
In real estate, as in life, integrity and transparency are the cornerstones of trust. My mission is to guide and support my clients, ensuring their journey in the property market is as smooth and successful as possible. I am here to serve, not just to sell.
My real estate journey, ignited by a late-night infomercial in my early twenties, evolved from a fascination with property arbitrage to a profound commitment to ethical practice in the industry. Buying my first home in 2003 marked a major milestone, but it was my shift from wholesaling to being a licensed real estate agent that truly defined my path. This transition was fueled by my belief in transparency and integrity, values I’ve carried over from a successful IT career. My approach is always client-focused, striving to blend honesty with expert guidance in every transaction.
HOA Disclosure & Resale Certificate in Texas
What the Texas HOA resale certificate contains, who pays for it, and how to avoid closing delays — TREC 36-10, Texas Property Code §207.003, and practical advice.
Fixture Lease Addendum in Texas (TREC 52-1 / TXR 1954)
The TREC 52-1 fixture lease addendum handles solar panels, propane tanks, water softeners, and security systems that are leased, not owned. Here's how it works.
What Is a Cloud on Title in Real Estate?
A cloud on title is any claim, lien, or defect in the ownership record that could challenge or complicate the property owner's legal right to sell. Learn what causes them and how to clear them.
Propane Gas System Service Area Addendum in Texas (TREC 47-0)
If your Texas property is in a propane gas system service area, TREC 47-0 is required. Here's what it covers and what sellers need to know.
Quiet Title Action in Texas: How to Clear a Cloud on Title
A quiet title action is a lawsuit to resolve ownership disputes and clear clouds on title. Here's our understanding of how it works and when sellers encounter it.
PID Disclosure in Texas — What Sellers Need to Know
Texas Property Code §5.014 requires PID disclosure before closing. Learn what sellers must disclose about Public Improvement District assessments, timelines, and how PIDs differ from MUDs.
Deed Without Warranty in Texas: What It Is and When It's Used
A deed without warranty in Texas conveys property with zero title guarantees. Common in estate and trust transfers. Here's how it works and what to watch for.
Addendum Concerning Right to Terminate Due to Lender's Appraisal (TREC 49-1 / TXR 1948)
TREC 49-1 lets buyers waive, partially waive, or expand their right to terminate over a low appraisal. Here's what each option means for sellers.
Price Reduction Strategies When Your Home Won't Sell
Your home has been on the market too long. Learn when to reduce the price, how much to cut, and strategies to reset buyer interest in your Houston listing.
MUD Disclosure in Texas — What Sellers Need to Know
Texas sellers in a MUD must provide a written disclosure to buyers. Learn what's required under the Texas Water Code, how to find your MUD info, and the consequences of skipping it.
Quitclaim Deeds in Texas: Why They Don't Work Like Other States
Quitclaim deeds work differently in Texas than other states. Most title companies won't insure them. Here's why and what to use instead.