VA Non-Allowable Fees Explained: What Texas Sellers Need to Know
Selling to a VA buyer in Texas? Learn which closing costs the seller must cover under VA non-allowable fee rules and how it affects your net proceeds.
Al Bunch
In real estate, as in life, integrity and transparency are the cornerstones of trust. My mission is to guide and support my clients, ensuring their journey in the property market is as smooth and successful as possible. I am here to serve, not just to sell.
My real estate journey, ignited by a late-night infomercial in my early twenties, evolved from a fascination with property arbitrage to a profound commitment to ethical practice in the industry. Buying my first home in 2003 marked a major milestone, but it was my shift from wholesaling to being a licensed real estate agent that truly defined my path. This transition was fueled by my belief in transparency and integrity, values I’ve carried over from a successful IT career. My approach is always client-focused, striving to blend honesty with expert guidance in every transaction.
Termination of Listing in Texas (TXR-1410): How to End a Listing Agreement
Signing the TXR-1410 ends a Texas listing agreement and typically cancels the protection period — but there are exceptions. What the form does, what fees you might owe, and when not to sign.
Notice of Buyer's Termination of Contract in Texas (TREC 38-8 / TXR 1902)
TREC 38-8 is the standard form buyers use to terminate a Texas real estate contract. Here's what each checkbox means and what happens after the buyer signs it.
FSBO Contract to Close: What to Expect
Managing the 30-45 days from signed contract to closing day when selling FSBO. Deadlines, inspections, appraisal, title work, and closing day — step by step.
Transfer on Death Deed in Texas: Avoid Probate on Your Home
A Texas transfer on death deed lets your property pass to a beneficiary without probate. How it works, how to set one up, and what to watch for.
FHA/VA Amendatory Clause: What Texas Sellers Need to Know
The FHA/VA amendatory clause protects buyers from paying more than the appraised value. Here's what it means for Texas sellers and how it relates to the financing addendum.
HOA Disclosure & Resale Certificate in Texas
What the Texas HOA resale certificate contains, who pays for it, and how to avoid closing delays — TREC 36-10, Texas Property Code §207.003, and practical advice.
Fixture Lease Addendum in Texas (TREC 52-1 / TXR 1954)
The TREC 52-1 fixture lease addendum handles solar panels, propane tanks, water softeners, and security systems that are leased, not owned. Here's how it works.
What Is a Cloud on Title in Real Estate?
A cloud on title is any claim, lien, or defect in the ownership record that could challenge or complicate the property owner's legal right to sell. Learn what causes them and how to clear them.
Propane Gas System Service Area Addendum in Texas (TREC 47-0)
If your Texas property is in a propane gas system service area, TREC 47-0 is required. Here's what it covers and what sellers need to know.
Quiet Title Action in Texas: How to Clear a Cloud on Title
A quiet title action is a lawsuit to resolve ownership disputes and clear clouds on title. Here's our understanding of how it works and when sellers encounter it.
PID Disclosure in Texas — What Sellers Need to Know
Texas Property Code §5.014 requires PID disclosure before closing. Learn what sellers must disclose about Public Improvement District assessments, timelines, and how PIDs differ from MUDs.